Blog

Banking

FV-Bank-Banking-for-Freelancers

Why Freelancers Worldwide Are Embracing FV Bank for Global Payments

In today’s fast-paced freelance economy, working with international clients presents a unique set of challenges, particularly when it comes to receiving payment. From delayed wire transfers and hefty currency conversion fees to juggling multiple platforms for fiat and crypto payments, freelancers often face serious friction just to access their hard-earned money. Here’s where FV Bank makes a difference. A fully licensed U.S. digital bank that combines the reliability of traditional finance with the innovation of blockchain technology. FV Bank offers a seamless, all-in-one solution designed to simplify global payments for modern freelancers — wherever they’re based, and however they choose to get paid. The Global Payment Struggle Is Real A global survey found 58% of freelancers feel underserved by banking systems. Many miss out on jobs due to limited payment options, and wire transfers remain slow and expensive. Currency conversions reduce income, and switching between platforms introduces inefficiency. With rising demand for digital assets, 93% of freelancers now prefer to receive part of their income in stablecoins. In regions like Argentina, where currency volatility is high, over 80% prefer stablecoin payments over local currency. A Unified Account for Global Freelancers FV Bank offers a U.S.-based digital bank account with support for ACH, Fedwire, and SWIFT, enabling payments from clients in over 200 countries. Freelancers can receive both USD and digital currency payments such as stablecoins directly into a single account, with funds auto-converted to USD and credited instantly. Whether your client is in the U.S., Europe, Africa, or Asia, you get one platform to manage all your incoming payments — no need for separate accounts or platforms. Sending money is just as seamless. Pay vendors globally using SWIFT, local wires, or in 10+ major currencies, including EUR, GBP, JPY, SGD, CAD, MXN, and AED — all without needing to hold balances in multiple currencies. Digital Assets and Stablecoins: Speed, Savings, and Simplicity FV Bank offers native support for stablecoins, enabling seamless transactions in USDC, USDT, and PYUSD. Freelancers can receive payments directly in stablecoins from clients, which are automatically converted to USD and credited to their FV Bank account in real-time. In addition, freelancers can also send payments in stablecoins — the USD in their account is automatically converted to the chosen stablecoin at the time of transfer. This eliminates the need for complicated  wallets, conversions, or off-ramp services, resulting in faster, lower-cost transactions. In addition, FV Bank allows you to securely custody digital assets like Bitcoin, Ethereum, and stablecoins within the same account, with the ability to convert them to USD as needed — all managed through a unified dashboard. This level of flexibility is particularly valuable in regions with currency volatility or limited banking access, empowering freelancers with greater control over how they earn, hold, and move money globally. Whether You’re an Individual or a Company — We’ve Got You Covered FV Bank offers account options for both individuals and companies. Whether you’re a freelancer managing personal payments or a growing business handling global transactions, you can choose between our Individual Plus or Business Plus accounts to suit your needs. FV Bank is built to grow with you, from independent creators to international teams. Instant Spending with the FV Bank Visa Card With FV Bank’s Visa debit card, your funds are ready to use the moment they arrive, from wire, ACH, or stablecoin. You can spend online, pay subscriptions, travel, or withdraw cash at ATMs worldwide. You can also convert and spend your crypto holdings directly from your account — no need for external wallets or exchanges. Received 1000 USDC? Have it converted to USD and spend it instantly. Freelancers can issue business expense cards for team members, apply spending controls, and track activity in real time, simplifying expense management and accounting. The Future of Freelance Payments Imagine invoicing a client overseas. They pay in stablecoins. Your USD balance updates instantly. You use your Visa card to cover business costs — no delays, no extra steps. That’s not the future — that’s FV Bank today! As stablecoins and freelance work continue to grow, FV Bank is perfectly positioned to support modern professionals with a global, crypto-friendly, and bank-backed solution. If you’re ready to streamline how you earn, manage, and spend money globally, FV Bank is the banking partner you’ve been waiting for.

Why Freelancers Worldwide Are Embracing FV Bank for Global Payments Read More »

SWIFT CODE ITTLPRS2XXX

FV Bank Expands Global Payment Capabilities with SWIFT Integration

At FV Bank, we are committed to delivering innovative banking solutions that empower businesses and individuals worldwide. Today, we are excited to announce the launch of SWIFT deposit services, further enhancing our global payment capabilities and expanding how our customers can receive funds internationally. With the activation of our SWIFT BIC code, ITTLPRS2XXX, FV Bank customers can now receive USD wire transfers from over 11,000 financial institutions across more than 200 countries. This integration strengthens our international transaction infrastructure, ensuring that clients have access to secure, efficient, and globally recognized cross-border payment options. Why This Matters for Our Customers For businesses and individuals engaged in global commerce, seamless international payments are essential. Many U.S. banks restrict international transactions to domestic options like ACH and Fedwire, making it difficult to efficiently receive funds from overseas partners. With SWIFT deposits, FV Bank customers can now: Receive international wire transfers securely from a vast network of financial institutions. Leverage a trusted global payment network for seamless cross-border transactions. Expand financial operations with multiple deposit options, including traditional banking rails and stablecoins. A Comprehensive Banking Experience With the launch of SWIFT services, FV Bank now provides one of the most comprehensive payment solutions in the U.S., allowing customers globally to choose from a diverse range of deposit methods, including: Domestic Wires & ACH Transfers (For US users only) International Wire Transfers SWIFT Transfers EUR-to-USD deposit via SEPA Stablecoin-to-USD Deposit – USDC, PYUSD, and USDT Customers can easily access their SWIFT deposit instructions by logging into their FV Bank account and navigating to the Deposit Instructions section. Banking the Future—Globally By incorporating SWIFT alongside stablecoin-based payment solutions, FV Bank continues to redefine global banking. Whether you’re an entrepreneur, freelancer, corporate entity, or international business, our secure, efficient, and compliant banking solutions provide the flexibility you need to easily manage cross-border finances. Enabling SWIFT into our service offerings not only broadens our payment capabilities but also aligns with our mission to provide secure, efficient, and compliant banking solutions, Miles Paschini CEO, FV Bank As we continue to expand our services, FV Bank remains committed to Banking the Future, providing a seamless and unified banking experience for businesses and individuals worldwide. 👉 Ready to experience FV Bank’s global payment capabilities? Open an account today and start transacting with confidence. bokep

FV Bank Expands Global Payment Capabilities with SWIFT Integration Read More »

FV Bank integrates PYUSD Stablecoin

FV Bank Expands Stablecoin Capabilities with PayPal’s PYUSD Integration

We’re kicking off 2025 with an exciting update! FV Bank has integrated PayPal USD (PYUSD) for direct deposits and outbound payments, providing enhanced financial management options for all account holders. This feature, now live, enables the direct receipt of PYUSD into account holder’s FV Bank USD accounts with automatic, real-time conversion to USD, alongside the ability to send payments in PYUSD anywhere in the world.   Direct PYUSD-to-USD Deposits FV Bank customers can now deposit PayPal USD stablecoin directly into their USD accounts, which will be instantly and automatically converted to USD without additional steps. Customers can choose to deposit PYUSD on either the Ethereum or Solana blockchain, accessible under the deposit section of their FV Bank account. PYUSD, issued by Paxos and backed 1:1 by USD deposits, is designed to offer a secure and compliant stablecoin solution for seamless transactions. The addition of PYUSD to our deposit capabilities benefits businesses and merchants globally. The addition of PYUSD into our deposit capabilities empowers global businesses, fintech platforms, and international merchants with streamlined, efficient solutions for cross-border transactions. It also serves SMEs, digital asset companies and individual customers requiring simplified stablecoin-to-fiat conversions for operational expenses. This integration also enables customers to spend PYUSD using their FV Bank debit cards across 100+ geographies. Once converted and credited to the USD bank balance, the funds can be used for shopping, travel, and more. Seamless Cross-Border Transactions Beyond deposits, we also allow customers to send outbound payments in PYUSD directly from their USD accounts. This offers greater efficiency for cross-border payments and remittances, providing a highly liquid stablecoin solution. The ability to instantly convert PYUSD to USD and vice versa reduces processing times and transaction fees compared to traditional wire transfers, making global payments faster and more cost-effective. FV Bank’s PYUSD deposit and payment service is fully integrated with advanced blockchain analytics tools. These tools pre-screen transactions to detect and prevent links to sanctions or AML (Anti-Money Laundering) activities, ensuring complete regulatory compliance. Expanding Payment Options The addition of PYUSD complements FV Bank’s existing stablecoin integrations, including Circle’s USDC and Tether’s USDT. FV Bank account holders now have a comprehensive selection of deposit options, including USD, EUR, and stablecoins including USDC, USDT, and PYUSD. Customers can send payments in more than 10 fiat currencies and stablecoins including USDC and PYUSD, directly from their USD accounts. CEO Miles on PYUSD integration “The integration of PYUSD deposits and payments, along with auto-conversion to and from USD is another key accomplishment in our commitment to provide the most comprehensive integrated banking service for our global customers,” said Miles Paschini, CEO of FV Bank. “This additional deposit and payment option positions FV Bank as one of the only regulated banking institutions in the USA to offer blockchain-powered payment rails, as well as extensive stablecoin on-ramp and off-ramp services.” Banking the Future At FV Bank, we remain committed to innovation, security, and compliance. By partnering with leading stablecoin providers, we aim to support their integration into the global financial ecosystem, ensuring our customers have access to modern financial tools for efficient global payments. Ready to experience the future of banking? Open an FV Bank account today and explore our latest stablecoin on-ramp and off-ramp services for seamless digital and traditional financial management. Visit www.fvbank.us for more info!

FV Bank Expands Stablecoin Capabilities with PayPal’s PYUSD Integration Read More »

FV Bank Unveils New VISA Debit and Corporate Expense Cards

FV Bank is thrilled to announce the launch of its VISA Debit and Corporate Expense Cards. These cards offer seamless access to bank balances and digital asset custody, providing unmatched financial flexibility to individuals and businesses alike. With global usability and straightforward management through FV Bank’s online platform and mobile app, customers can now enjoy a streamlined, comprehensive way to spend their funds.

FV Bank Unveils New VISA Debit and Corporate Expense Cards Read More »

FVNet – Revolutionizing Intra-Bank Transactions

In a financial landscape where the need for speed is paramount, international transfers can be both costly as well as time-consuming. FVNet takes the lead by offering faster intra-bank transactions that surpass the efficiency of traditional payment methods. It allows customers to execute transfers to fellow FV Bank account holders instantly and at a fraction of the usual cost.

FVNet – Revolutionizing Intra-Bank Transactions Read More »

Feature Image to accompany FV Bank's Blog Post. FV Bank Introduces Custody Money Market Accounts: A New Way to Grow and Manage Your Money. It's a graphic depicting money and a graph with an arrow moving upwards.

FV Bank Introduces Custody Money Market Accounts: A New Way to Grow and Manage Your Money

FV Bank is leading the way in creating smart financial solutions in a world full of fast-changing technology and evolving money matters. We like to call it FINnovation! We want to help you grow and manage your money more effectively. Our latest offering, Custody Money Market Accounts, is here to make your financial life easier.

FV Bank Introduces Custody Money Market Accounts: A New Way to Grow and Manage Your Money Read More »