You’ve Met Our Leaders… Now it’s time to meet our core team members. Over the past years, FV Bank has attracted a slew of highly-experienced professionals to continue building individual and corporate services of high-quality financial and investment products. They have combined experience of over 90 years in the banking and finance industry and share a passion for finance, technology, and business innovation. Ada Casiano, Chief Compliance Officer With over 7 years in compliance and banking regulation, Ada has brought her expertise to FV Bank to establish standards and ensure compliance with laws, regulatory requirements, policies, and procedures. She is skilled in statutes, risk management, banking, finance, legal research, and legal issues. Ada has held various compliance positions with financial institutions in New York and Connecticut, including but not limited to Regulatory Compliance Counsel and VP Compliance Officer, in addition to having worked with banking regulators. Her professional background also includes working for Fairfield County Bank, McConnell Valdes, and the Office of the Governor of Puerto Rico. Ada has also worked as an attorney in the private and public sectors. Marcus Sullivan, Chief Financial Officer Marcus is a seasoned professional with over 20 years of experience in financial services, management consulting, and business advisory with small and middle-market clients in the US, Europe, and Latin America. He has held managerial positions in the Big Four, such as Ernst & Young (EY), and a global financial institution and is experienced in business valuation, transaction advisory, capital raises, due diligence, and financial planning and analysis, among others. An alumnus of the University of Colorado and the University of Massachusetts, Marcus is also a Certified Valuation Analyst by the National Association of Certified Valuators & Analysts, Certified Mergers & Acquisitions Advisor by the Alliance of Mergers and Acquisitions Advisors, and Master Analyst in Financial Forensics by the National Association of Certified Valuators & Analysts. Luiselle De La Rosa, Director of Operations Luiselle is an experienced Operations & Customer Service Manager with over 15 years of experience in the banking industry in all areas of operational processes, AML/KYC and sanctions program requirements. Her skill set includes credit analysis, international business, credit cards, sales management, and commercial banking. She has become an expert on Travel Rule requirements, SWIFT, ACH Payments, and both manual and online Federal Reserve Bank Wire Process. A graduate of the Universidad InterAmericana Metro, Luiselle is highly oriented in all banking, compliance processes and policies. She holds certificates relating to cryptocurrency investigations, blockchain foundations and use cases, e-com regulatory compliance, and information classification and procedure, among others. Before joining FV Bank, Luiselle worked for leading financial organizations such as AndCapital Bank International Corp and Banco Popular de Puerto Rico. Madhu Balasubramanian, Head of Core Banking and Cards Madhu’s professional experience is at the intersection of technology and the banking and financial domain. Over the past two decades, he has proved himself as a dynamic and seasoned professional, with solution architecture and leadership skills in the banking sector. Madhu has vast experience in defining architecture principles and standards for application development based on business requirements, assessing organization needs, and establishing the necessary team structure and process in the architecture space. He has previously worked for FIS, Fidelity Information Services UK, and Wave Crest Payment Technology Pvt. Ltd., among other industry leaders. Madhu is very passionate about creating simple and practical solutions to complex problems. He has been part of the creation and maintenance of multiple core banking, cards, and payments systems. Esther Guttman, Head of Trust Services Esther is a seasoned executive with over 20 years of experience in working with startups in the processing and financial services industry. She is highly experienced in building operations from the ground up while managing cross-functional teams across different geographies. Esther held a position as COO managing operations in ten different countries, while participating with different players – including regulators – in the mobile payments ecosystems arena. Esther has joined FV Bank to operate as head contact and division manager for internal and external administration of the FV Bank Trust Division and preside over the product offering, implementation, safety and security of assets, asset servicing, and asset reporting. Carol Carrero, Senior Trust Officer Carol has over 10 years of experience in traditional and digital banking. She has extensive knowledge in the administration and accounting of investment funds, custody matters, cash management, forecasting and banking regulations. She also has extensive knowledge of finance, SOX, PCI DSS audits, and managing digital banking solutions projects. As a multi-skilled treasury professional, Carol drives the development of new processes and infrastructure at FV Bank, to support all aspects of Digital Asset Custody services across Trust functions. She leads the Trust Risk Assessment process to identify key risk indicators, build robust risk mitigation strategies, and design the control framework. Larry Herbinaux, Head of Architecture & Integrations Larry is an experienced, hands-on software architect involved in the architecture, design, and implementation of microservices architectures, service-oriented architectures, and distributed systems. He’s been in the software industry since 1990 and has significant experience & expertise in application, integration, and enterprise architecture. Larry has 28 years of experience as a successful software architect, developer and executive who has worked on many high-profile projects for companies such as Microsoft, Qualcomm, and Wireless Knowledge. Larry has spent the last 16 years of his career helping to evolve technology within the payment and prepaid industry. Did you miss the Meet the FV Bank Founding Team post? You can learn more about them here. Technological advancements and regulatory changes undoubtedly reshape the financial ecosystem and the future of banks, but they also offer new opportunities. The FV Bank team is leveraging the power of emerging technologies to reinvent and re-innovate the banking sector, accelerate digital transformation, and bring unique offerings to their customers.
